Finance lease

Our finance solutions

At Reality Finance we do not offer the 'one size fits all' finance option.

We appreciate that each business has its own drivers, goals and needs. With that in mind each finance solution is tailored specifically to your requirements. So if you're not familiar with what options there are, here is a summary. Or simply just contact us and we will explain them over the phone or in an email.

Finance lease

A finance lease is a flexible, tax efficient way for your business to acquire the assets it needs without using up cash reserves. You may also realize some value at the end of the term. With a finance lease, the asset finance lender retains ownership of the assets purchased, but you can sell them on their behalf at the end of the term and keep most of the proceeds.

You also get a choice of fixed or base-linked rate funding, as well as a payment structure that can be matched to your cash-flow pattern to ease budgeting. The funding is on a balance sheet and the finance lease is suitable for businesses of all sizes and with all types of assets.

Key features and benefits of a finance lease

Finance available for up to 100% of the purchase price (excl. VAT), subject to auditor's confirmation
Flexible and tax-efficient funding
Rentals can be matched to your cash flow
VAT payable on the rentals, not the purchase of the assets
At the end of the lease agreement you can either retain the asset for a nominal annual sum or sell it and retain most of the sale proceeds
There's usually no need for additional security as finance is normally secured on the asset

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