By leasing your IT equipment, you can reduce upfront expenses, make low monthly payments, budget more effectively and avoid product obsolescence. But how can you take advantage of the benefits of leasing if you've already purchased your equipment?

The answer is sale and leaseback. A sale and leaseback lets you turn your fixed assets into liquid ones, making cash available for other investments or upgrades. It also offers highly competitive rates, and at the same time it eliminates the risks of ownership such as equipment obsolescence and disposal.

With sale and leaseback you actually sell your equipment -- and transfer your title of ownership -- to Reality Finance for the fair market value of the assets. Then you lease the equipment back at regular, low monthly payments over a flexible payment period. The cash or credit you receive can be used to acquire upgrades or new equipment, can be applied to your monthly payments or used as you see fit. At the end of the lease term, you can choose to extend the lease, or simply transfer possession of the equipment to Reality Finance so you can replace it with the latest IT solutions.

Key features and benefits of sale and leaseback

• Lets you keep using IT resources you've already purchased
• Frees up cash or credit that can be used for upgrades and other acquisitions, applied to your monthly payments or used as you see fit
• Eliminates the risk of equipment obsolescence and disposal
• Locks in fair market value for your assets, as well as competitive rates for the financed portion