Construction Finance

Asset Finance for the Construction Industry

At Reality Finance, we can get same day approval for Construction Assets under £100,000.   We are also a principal lender in our own right, bringing you additional flexibility on your funding options:  we can often source finance options that are not offered by high street banks, and work hard to offer our clients the best deal on the market.

We can help you fund

  • All types of machinery
  • Plant
  • Site buildings
  • Commercial vehicles
  • Refurbishments
  • Skips
  • Technology & software
  • Bulldozers
  • Green technologies
  • Cranes

Why asset finance?

  • Protects your capital: you enjoy the benefits of the equipment you need without advance capital outlay
  • Supports your cash flow: extends the cost over an agreed term, with rental payments that match your budget
  • Funds many different assets: lets you finance a wide range of equipment, from yellow goods to site buildings
  • Delivers flexibility: gives you a variety of options at the end of the finance contract
  • Lets you move fast: quick funding turnarounds so you can get your equipment without delay
  • Frees up cash: can enable you to release capital from your existing assets to re-invest
  • Maximises your choices: we can help you choose from a wide range of funding solutions

Asset finance is a type of lending that gives you access to hard assets such as machinery, vehicles and equipment, and soft business assets such as software, office fittings and training. It can also enable you to release cash from the value in assets you already own.

Paying cash up front for business assets can be expensive and potentially risky for cash flow. This is where asset finance can help by spreading the cost of the asset over a number of years in fixed monthly payments. This also leaves your cash reserves untouched and available for other areas of your business, enabling you to plan ahead financially.