Supplier Partnerships
Helping suppliers sell more.
Helping businesses grow.
Partner with Reality Finance to offer your customers flexible monthly funding options, overcome upfront cost barriers and turn more quotations into confirmed sales.
- Help customers spread the cost with affordable monthly payments
- Increase sales and convert more quotations into orders
- Get paid upfront while your customers pay over time
- Dedicated account managers and access to over 25 lenders
Who We Work With
Supporting suppliers across a wide range of industries
From specialist machinery and commercial coffee machines to renewable energy installations and complete business refurbishments, Reality Finance works with suppliers across a diverse range of industries.
We help you offer flexible funding options to your customers, making it easier for them to invest in your products and services while helping you secure more sales.
Manufacturing & Industrial Equipment
Supporting manufacturers and machinery suppliers with funding for production lines, packaging machinery, processing equipment and specialist industrial assets.
Coffee Machines & Catering Equipment
Helping commercial coffee machine and catering equipment suppliers offer monthly payments for coffee machines, kitchen equipment, refrigeration and hospitality installations.
Commercial Refurbishments & Fit-Outs
Working with refurbishment and fit-out companies to fund office improvements, hospitality refurbishments, furniture, fixtures and eligible installation costs.
Drones & Specialist Technology
Helping drone suppliers and technology providers offer funding for commercial drones, surveying equipment, inspection technology and associated systems.
Solar & Renewable Energy
Supporting solar installers and renewable energy suppliers with funding for commercial solar panels, battery storage, energy-efficient equipment and associated installations.
Security & Surveillance Systems
Working with security suppliers and installers to provide funding for CCTV, access control, alarm systems and integrated commercial security solutions.
Healthcare & Medical Equipment
Helping healthcare and medical equipment suppliers offer flexible funding for diagnostic equipment, dental technology, treatment systems and specialist medical devices.
Printing & Commercial Equipment
Supporting printing and commercial equipment suppliers with funding for digital presses, large-format printers, finishing machinery and specialist print production systems.
And Much More...
Our funding solutions extend across a wide range of other industries, including construction, transport and specialist business equipment. Whatever you supply, talk to our team about how we could support your customers.
Become a Supplier Partner →
Looking for an integrated solution?
For suppliers looking to offer monthly payments directly within their sales process, our dedicated platform, monthlii, provides a simple, digital solution. Particularly suited to software and technology suppliers, monthlii enables businesses to generate monthly payment quotations, integrate funding options into their existing systems and offer customers greater flexibility at the point of sale.
Visit monthlii →
Jon Jorgenson
Chief Sales Officer, The Access Group
Reality Finance provide competitive lease rates enabling our customers to spread the cost of purchasing new equipment with our Easy Payment scheme. They are happy to talk directly with our customers and offer expert financial advice. In this difficult economic climate, we are looking to build on our relationship to make purchasing even easier for our customers.
Mark Jackson-Nichols
Director, Loma Systems
Having Reality Finance as a partner has enabled our customers to invest in our tray sealing lines which is vital capital equipment that has enabled them to grow their businesses and improve efficiencies much quicker than if they had waited to generate the cash to pay for these assets.
We have always found the team at Reality Finance to be extremely responsive and supportive of us and our joint customers through the whole purchasing process, making it as smooth and swift as possible.
Sam Ashton
Commercial Director, Packaging Automation Ltd
Working with Reality Finance has allowed my sales teams to close of a number of deals that would not of been possible without their knowledge and experience of arranging finance in my industry.
James Cannon
Managing Director, Guestline
Who can we support?
We offer flexible monthly payment plans to UK limited companies. Funding for these businesses is generally unregulated, meaning suppliers can typically introduce customers to Reality Finance without requiring FCA authorisation, provided the introduction falls within the relevant regulatory exemptions.
All funding is subject to status, eligibility and lender approval.
Become a Partner →
FAQ's
Do you offer a calculator I so we can generate our own finance rates?
Yes, we offer this via monthlii, our supplier portal. You can choose from a quick calculator option, web widgets for your site and fully integrated API options.
Can we use the monthlii portal if we are not a software provider?
Absolutely. monthlii is available to all our suppliers and vendors, no matter the industry they are in.
What is the role of a “supplier” when using Reality Finance?
As a supplier, you propose the software, equipment, or service to your client — then introduce your client to us (the broker / funder). We handle the finance application, approval and payment. You simply continue delivering your product, while your client enjoys flexible monthly payments.
Do you need to be regulated by the Financial Conduct Authority (FCA) to refer clients for finance?
Not if you only refer qualifying businesses. Under current FCA rules, introducing a finance option is only a regulated activity if the customer is a “regulated” borrower (e.g. consumer, sole trader, small partnership).
If you only refer finance for Limited Companies (Ltd), Limited Liability Partnerships (LLPs) or larger Partnerships (4+ partners) — and the finance is for commercial/business use — then the loan is exempt and you do not need FCA authorisation.
Does a Personal Guarantee (PG) from a Director affect regulation status?
No. Even if a Director provides a personal guarantee for a company loan, the borrower remains the business (the Limited Company) — so the agreement stays exempt and the introduction remains unregulated under current rules.
Is there a fee or cost to the supplier for introducing a client to Reality Finance?
No — as an introducer, there’s no charge to you. We arrange everything with the lender, including fees and repayments. You receive payment as if the sale were immediate, while your customer pays via monthly instalments.
What types of purchases or services can be financed through Reality Finance?
Our finance covers a broad range of B2B needs: software licences, subscriptions, equipment, fit-outs, hardware, business services — basically anything that helps your clients run or grow their business.
Let's grow your sales together
Whether you supply specialist machinery, commercial equipment or complete refurbishment projects, we're here to help you offer flexible funding options that work for your customers and support your business growth. Talk to our team about becoming a Reality supplier partner.
Case Study | Packaging Automation
Supporting Business Growth
Jason Turner, Specialist Account Manager at Reality Finance, arranged the funding on behalf of the manufacturer.
“Our customer needed to increase production quickly, and we were keen to support them in getting the required equipment into place. With the machine supplied by Packaging Automation and our support with the funding, they were able to double their production line immediately.”
Jason Turner Specialist Account Manager | Reality Finance
Supporting a Fast-Growing Food Manufacturer
Reality Finance worked alongside Packaging Automation to support a Yorkshire-based manufacturer of specialist gluten-free and dairy-free food products. Producing over 20 million meals annually for major supermarkets and food outlets, the business was experiencing increasing demand and needed to expand its production capacity.
The Challenge
With its new factory operational and orders from leading supermarket chains continuing to grow, the manufacturer's existing production line was struggling to keep pace. The business was having to turn away new orders, limiting its potential for further growth.
To increase production, the company needed to invest in additional specialist packaging machinery. However, with cash reserves already committed to other areas of the business, an alternative funding solution was required.
The Solution
Reality Finance arranged a flexible funding solution that allowed the manufacturer to spread the cost of its investment over five years.
The funding covered an Eclipse SL4 Atmospheric Heat-Sealing Machine, together with installation, spare parts, accessories and delivery, supplied by Packaging Automation.
The new equipment was delivered and installed within weeks of the initial order, enabling the manufacturer to increase production capacity, fulfil growing customer demand and continue its business expansion.
Case Study
Helping Cre8tive Space Open Doors Through Supplier Partnerships
Cre8tive Space is a specialist commercial interiors provider, designing and delivering inspirational workspaces that help businesses and their teams reach their full potential.
We spoke with Stevette Potts, Managing Director at Cre8tive Space, about how partnering with Reality Finance to offer customers flexible funding options has "opened doors" for her business, helping make larger refurbishment projects more accessible to customers.
To demonstrate the success of the partnership, we revisited a project delivered for Arken, a provider of automated document drafting and business efficiency technology for private client law firms. One year after completion, we joined Stevette at Arken's new Cre8tive Space-designed offices to see how the refurbishment had supported the company's growth and created a workspace for its future.
Supporting Arken's Business Growth Through Flexible Funding
When growing business Arken needed to relocate to new premises, Reality Finance worked alongside its refurbishment and fit-out supplier to arrange a flexible funding solution. This enabled Arken to invest in its new workspace while preserving capital for continued business growth.
The Challenge
As a fast-growing business, Arken was looking to relocate to new premises that could accommodate its expansion plans while reflecting the company culture it wanted to create.
David Newick, Managing Director, had already identified a suitable location but needed a supplier capable of delivering a comprehensive design and fit-out solution within a very tight timeframe. The project also required careful financial planning to ensure that capital remained available for other business priorities.
The Solution
Understanding the urgency of Arken's requirements, Stevette, from the fit-out supplier, involved Jason Turner, her dedicated Account Manager at Reality Finance, at an early stage.
While the supplier worked with Arken to finalise the design, quotation and project requirements, Reality Finance managed the funding arrangements in parallel.
This collaborative approach helped ensure that funding was ready when the project was due to begin, without adding unnecessary delays to the refurbishment process.
The Benefits
By involving Reality Finance early in the process, the supplier was able to focus on delivering the project while the funding arrangements were handled in the background.
“Bringing Reality Finance in at a relatively early stage meant that while we were going through the quoting process and negotiating that package, Reality in the background were actually taking care of all the finance issues.”
For Arken, choosing to fund the refurbishment rather than paying upfront meant that valuable working capital could be directed towards activities supporting the company's growth.
“In a fast-growing business like ourselves, it's really important that we apply capital in the right places. Rather than applying that to furniture and fit-out, we were able to take a deal with Reality Finance which meant that we could invest in our business.”
David Newick Managing Director | Arken
Why Reality Finance?
5 star service rating
Verified by Feefo
Over 30 lenders on our panel
so we can source you the best deal
Lender in our own right
Provides additional flexibility
Funding hard and soft assets
Anything you need for your business
24 years of trading
Established in 2000 and privately owned