Commercial Boilers and Chillers

  • Flexible finance for commercial boilers and chillers across all sectors
  • Own the Asset but pay over time
  • Include installation and commissioning costs
  • Pay over 1 to 5 years
  • Specialist Hire Purchase facilities available 

Finance for Commercial Heat Pumps and Chillers

At Reality Finance we are well-versed in arranging funding for large commercial assets such as heat pumps, chillers, boilers, and air conditioning units.  We fund equipment starting at £1k with no upper lending limit and can provide same-day approvals. 

Whether it’s a small-scale project or a large-scale industrial installation,  the team at Reality has the expertise and experience to help our partners secure the financing they need to succeed.

From traditional bank loans to innovative financing solutions, we can help you find the right option for your project.

Covering all industries

  • Factories and warehouses
  • Shops and commercial premises
  • Local authorities 
  • Schools and colleges
  • Hospitals

Flexibility is key

The industrial cooling and heating sector is a complex and rapidly evolving industry, With new technologies and innovations emerging all the time, it can be difficult for vendors and customers to navigate the financial landscape.

That’s where the team at Reality comes in.  We work closely with our partners to understand their unique needs and goals, and then help them find the right financing solutions to meet those needs.

Own your Asset, pay over time
Optional balloon payments
Settle the agreement at any time
Fixed interest rates
Split or deferred payment options
Include installation and commissioning costs
Pay over 1 to 5 years

Funding options for your business needs

After understanding your business needs, we will discuss with you the best funding option.  Most commonly with commercial boilers and chillers, we would offer you the following.

Hire Purchase

Hire Purchase is an ideal solution for all sizes of businesses that are keen to purchase assets but spread the payments over the working life of the asset. 

Business Loans

From a variety of Unsecured Business Loans to Merchant Cash Advances, we can offer up to £250k to give your business a cash injection.   We work with multiple Lenders to bring you fast unsecured finance for your business

Finance Lease

Business Finance Leases are ideal for funding equipment that depreciates in value.   Simply pay for the business equipment you need via monthly or quarterly repayments, and then choose to keep or update the equipment at the end of the agreed term.

Some of our existing partners in this sector


How does our Finance work?

You will have one point of contact at Reality and we believe in building relationships - we won't make you fill in online forms to make your application.


Choose the asset or service your company needs

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Speak to us and we will use our panel of lenders to find you the best monthly payment option

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We take care of the paperwork and invoicing

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Your product or service is delivered to you

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You pay for your new asset as you use it

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Why Reality Finance?

5 star service rating

Verified by Feefo

Over 30 lenders on our panel

so we can source you the best deal

Lender in our own right

Provides additional flexiblity

Funding hard and soft assets

Anything you need for your business

22 years of trading

Established in 2000 and privately owned


some of our clients