Finance for Commercial Boilers and Chillers
- Flexible finance for commercial boilers and chillers across all sectors
- Own the Asset but pay over time
- Include equipment, installation and commissioning costs where eligible
- Spread the cost over 1 to 5 years
- Specialist Hire Purchase facilities available
Finance for Commercial Boilers, Heat Pumps, Chillers, and Air Conditioning Units
At Reality Finance we are well-versed in securing funding for large commercial assets such as heat pumps, chillers, boilers, and air conditioning units. We arrange funding for equipment starting at £1k with no fixed upper lending limit. Same-day decisions may be available, subject to lender requirements and the information provided.
Whether you need finance for a small-scale project or a large-scale industrial installation, the team at Reality has the expertise and experience to help our partners secure the financing they need to succeed.
From traditional bank loans to innovative financing solutions, we can help you find the right option for your commercial project.
What Do Our Customers Say?
Commercial Boiler and Chiller Finance for a Wide Range of Sectors
We arrange finance for commercial boilers, chillers, heat pumps and air conditioning units across a wide range of sectors, including:
- Factories and warehouses
- Shops and commercial premises
- Local authorities
- Schools and colleges
- Hospitals and healthcare facilities
- Hotels and hospitality venues
- Offices and business parks
- Leisure centres and gyms
- Food production and cold storage
- Data centres
Flexible Funding for Commercial Heating and Cooling Solutions
The industrial cooling and heating sector is a complex and rapidly evolving industry, with new technologies and innovations emerging all the time, it can be difficult for vendors and customers to navigate the financial landscape.
That’s where the team at Reality comes in. We work closely with our partners to understand their unique needs and goals, and then help them find the right commercial financing solutions to meet those needs.
Funding options for your business needs
After understanding your business needs, we will discuss your available funding options with you. The most suitable finance facility will depend on factors such as the heating or cooling equipment being funded, the project value and your business circumstances. Most commonly with commercial boilers and chillers, we would offer you the following.
Hire Purchase
Hire Purchase is a popular way to fund commercial boilers, chillers, heat pumps and other heating and cooling equipment. It allows businesses to spread the cost over an agreed term while working towards ownership of the asset.
Business Loans
From a variety of Unsecured Business Loans to Merchant Cash Advances, we can offer up to £250k to give your business a cash injection. We work with multiple Lenders to bring you fast unsecured finance for your business
Finance Lease
Business Finance Leases are ideal for funding equipment that depreciates in value. Simply pay for the business equipment you need via monthly or quarterly repayments, and then choose to keep or update the equipment at the end of the agreed term.
Some of our existing partners in the commercial heating and cooling sector



Who can apply for Commercial Heating and Cooling Finance
Commercial heating and cooling finance is available to a wide range of UK businesses, from established companies replacing essential equipment to organisations investing in new boilers, chillers, heat pumps or air conditioning systems. Finance eligibility criteria can vary, but lenders will usually look at factors such as:
- Whether your business is UK-based
- The type and value of the asset being funded
- How long your business has been trading
- The business’s financial position and ability to afford repayments
- Credit history and overall application profile
- The information provided to support the application
Providing clear information about the equipment, supplier, intended business use and wider finance requirement can help lenders assess your application more efficiently.
Get a Quote for Commercial Boilers and Chillers
Whether you are investing in a new commercial boiler, chiller, heat pump or air conditioning system, Reality Finance can help you explore finance options based on your business requirements.
Tell us what equipment you are looking to fund, including any installation, commissioning or associated project costs you may need to include, and we will review the available options through our lender panel.
Contact our expert team to discuss finance for commercial boilers and chillers or request a commercial heating and cooling finance quote.
How does our Finance work?
You will have one point of contact at Reality and we believe in building relationships - we won't make you fill in online forms to make your application.
1
Choose the asset or service your company needs
2
Speak to us and we will use our panel of lenders to find you the best monthly payment option
3
We take care of the paperwork and invoicing
4
Your product or service is delivered to you
5
You pay for your new asset as you use it
Why Reality Finance?
5 star service rating
Verified by Feefo
Over 30 lenders on our panel
so we can source you the best deal
Lender in our own right
Provides additional flexibility
Funding hard and soft assets
Anything you need for your business
24 years of trading
Established in 2000 and privately owned