Our Business Loans
From a variety of Unsecured Business Loans to Merchant Cash Advances, we can offer up to £250k to give your business a cash injection. We work with multiple Lenders to bring you fast unsecured finance for your business - just talk to us about your requirements and we will hunt down the best business loan facility for you.
Flexible Business Loans
Top-ups and repayment holidays available
Repay in fixed monthly repayments over 6 months to 5 years
Overpay or settle at any time at no additional cost
Instant decisions on loans up to £15,000
If you choose a lending facility, then a personal guarantee is required
Fast and Flexible
- Upgrades or purchases of new machinery
- Expansion and growth
- One-off costs
- Premises refurbishment
- Asset and stock purchasing
- Tax payments
- Funding contracts
Who can apply for an Unsecured Business Loan?
Any company type, including sole traders
Any company age, including start-ups
Any business sector
Depending on the amount you want to borrow, and the turnover of your business, you may be asked to supply your latest set of accounts. Again, depending on your circumstances some Lenders may want to see at least 3 months of bank statements (so they can check you have a healthy cash flow) and also require that at least one Director resides in the UK.
The benefit of working with Reality Finance is we can approach the right lender on your behalf after learning more about your business, so we have no single set of requirements to progress your application.
“Reality Finance provide competitive lease rates enabling our customers to spread the cost of purchasing new equipment with our Easy Payment scheme. They are happy to talk directly with our customers and offer expert financial advice. In this difficult economic climate, we are looking to build on our relationship to make purchasing even easier for our customers.”
Mark Jackson-Nichols , Director, Loma Systems
Having Reality Finance as a partner has enabled our customers to invest in our tray sealing lines which is vital capital equipment that has enabled them to grow their businesses and improve efficiencies much quicker than if they had waited to generate the cash to pay for these assets.
We have always found the team at Reality Finance to be extremely responsive and supportive of us and our joint customers through the whole purchasing process, making it as smooth and swift as possible.
Sam Ashton , Commercial Director, Packaging Automation Ltd
How does our Finance work?
You will have one point of contact at Reality and we believe in building relationships - we won't make you fill in online forms to make your application.
Choose the asset or service your company needs
Speak to us and we will use our panel of lenders to find you the best monthly payment option
We take care of the paperwork and invoicing
Your product or service is delivered to you
You pay for your new asset as you use it
Why Reality Finance?
5 star service rating
Verified by Feefo
Over 30 lenders on our panel
so we can source you the best deal
Lender in our own right
Provides additional flexiblity
Funding hard and soft assets
Anything you need for your business
22 years of trading
Established in 2000 and privately owned