Business Loans

No early repayment fees

Easy applications

24 turnarounds

Instant decisions on loans up to £15,000 


Our Business Loans

From a variety of Unsecured Business Loans to Merchant Cash Advances, we can offer up to £250k to give your business a cash injection.   We work with multiple Lenders to bring you fast unsecured finance for your business - just talk to us about your requirements and we will hunt down the best business loan facility for you.

Flexible Business Loans

Top-ups and repayment holidays available

Early repayments

Repay in fixed monthly repayments over 6 months to 5 years

Overpay or settle at any time at no additional cost

Instant decisions on loans up to £15,000

If you choose a lending facility, then a personal guarantee is required

Request a call back

Fast and Flexible

  • Upgrades or purchases of new machinery
  • Expansion and growth
  • One-off costs
  • Premises refurbishment
  • Asset and stock purchasing
  • Tax payments
  • Funding contracts

Who can apply for an Unsecured Business Loan?

Any company type, including sole traders

Any company age, including start-ups

Any business sector

Depending on the amount you want to borrow, and the turnover of your business, you may be asked to supply your latest set of accounts.  Again, depending on your circumstances some Lenders may want to see at least 3 months of bank statements (so they can check you have a healthy cash flow) and also require that at least one Director resides in the UK.

The benefit of working with Reality Finance is we can approach the right lender on your behalf after learning more about your business, so we have no single set of requirements to progress your application.

How does our Finance work?

You will have one point of contact at Reality and we believe in building relationships - we won't make you fill in online forms to make your application.


Choose the asset or service your company needs

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Speak to us and we will use our panel of lenders to find you the best monthly payment option

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We take care of the paperwork and invoicing

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Your product or service is delivered to you

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You pay for your new asset as you use it

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Why Reality Finance?

5 star service rating

Verified by Feefo

Over 30 lenders on our panel

so we can source you the best deal

Lender in our own right

Provides additional flexiblity

Funding hard and soft assets

Anything you need for your business

22 years of trading

Established in 2000 and privately owned


some of our clients