- Own the asset, pay over time
- Fixed rates
- Include installation and delivery within your plan
- Optional balloon payment
Our Business Equipment Finance
Finance is an ideal solution for businesses that are keen to purchase business equipment or conduct an office refurbishment but want to spread the payments over time.
What's more, you gain ownership of the equipment upon the final payment, which means you could claim back up to 130% first-year capital allowance via the Super Deductions scheme.
Covering all business equipment
Our finance can fund pretty much any hard asset or office refurbishment for your business. Common examples include:
- Office equipment
- Coffee machines
- IT Hardware & Software
- Commercial printing equipment
Optional balloon payments
Can be used for hard and soft assets
Settle the agreement at any time
Fixed interest rates
Refinancing available on existing business assets
“Reality Finance provide competitive lease rates enabling our customers to spread the cost of purchasing new equipment with our Easy Payment scheme. They are happy to talk directly with our customers and offer expert financial advice. In this difficult economic climate, we are looking to build on our relationship to make purchasing even easier for our customers.”
Mark Jackson-Nichols , Director, Loma Systems
Having Reality Finance as a partner has enabled our customers to invest in our tray sealing lines which is vital capital equipment that has enabled them to grow their businesses and improve efficiencies much quicker than if they had waited to generate the cash to pay for these assets.
We have always found the team at Reality Finance to be extremely responsive and supportive of us and our joint customers through the whole purchasing process, making it as smooth and swift as possible.
Sam Ashton , Commercial Director, Packaging Automation Ltd
How does our Finance work?
Speak to us and we will use our panel of lenders to find you the best monthly payment option.
Choose the asset or service your company needs
Speak to us and we will use our panel of lenders to find you the best monthly payment option
We take care of the paperwork and invoicing
Your product or service is delivered to you
You pay for your new asset as you use it
Why Reality Finance?
5 star service rating
Verified by Feefo
Over 30 lenders on our panel
so we can source you the best deal
Lender in our own right
Provides additional flexiblity
Funding hard and soft assets
Anything you need for your business
22 years of trading
Established in 2000 and privately owned
Cre8tive Space is a specialist commercial interior solutions provider. They design and build inspirational workspaces, creating environments that allow their customers and their teams to work to their full potential. We spoke to Stevette Potts, Managing Director at Cre8tive Space, about how Partnering with Reality Finance to offer their customers a finance option has "opened doors" for her business.
To highlight our Partnership success, we looked at an example of a project for Arken, providers of automated document drafting and business efficiency technology solutions for private client legal firms. A year since completion, we visited Arken's new Cre8tive-Space-designed office with Stevette to observe the impact the project has had on business success.
As a growing business, Arken was looking to "change the business up" and expand into new premises. David Newick, Managing Director, was tasked with ensuring their new location would cater to their planned growth and also reflect the company culture he was trying to achieve.
Having already found a location, David needed a Supplier that could deliver a comprehensive design and fit-out solution within his "very compressed time-frame".
Through initial conversations with David, Stevette understood the urgency of his requirements for Arken. Given the specific nature of the situation, she quickly enlisted help from Jason Turner, her Account Manager at Reality Finance, to begin potentially getting the finance in place for the project.
Stevette knew that "bringing Reality Finance in at a relatively early stage meant that while we were going through the quoting process, and negotiating that package, Reality in the background were actually taking care of all the finance issues without us really having to be concerned with that until the day we were told that the finance was in place and we could start our project."
Arken didn't need to take out the finance to complete the project, but David explained that "when you look at financing you've got to consider the state of your own business and in a fast-growing business like ourselves its really important that we apply capital in the right places. So rather than applying that to furniture and fit-out, we were able to take a deal with Reality Finance which meant that we could invest in our business the things that are creating really fast growth."