Business Asset Finance


Types of Finance


At Reality Finance, we offer flexible funding solutions that help UK businesses keep moving and growing. Whether you’re spreading the cost of equipment, upgrading vehicles, boosting cashflow, or managing tax bills, our products make the process simple. Explore options from Hire Purchase and Finance Lease to Corporation Tax, VAT, and Self Assessment Tax Loans.

Business Equipment


From IT hardware and security systems to solar panels, commercial drones, and specialist equipment like 3D printers and chillers — we help businesses invest without the upfront strain. Explore our tailored monthly payment options and make upgrading your equipment simple.

Why Finance with Us?

5-Star Customer Service

Independently rated by our customers on Feefo.

Competitive Funding Rates

Access to over 25 lenders to help secure a suitable deal.

Fast Credit Decisions

Same-day credit decisions available on eligible applications.

Flexible Funding Solutions

A range of funding options tailored to your business.

Flexible Repayment Terms

Spread the cost over 12 to 60 months.

Streamlined Approvals

Automated credit decisions available for eligible assets under £100,000.

Manageable Monthly Payments

Protect cash flow with predictable monthly repayments.

Case Study | Packaging Automation

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Supporting Business Growth

Jason Turner, Specialist Account Manager at Reality Finance, arranged the funding on behalf of the manufacturer.

“Our customer needed to increase production quickly, and we were keen to support them in getting the required equipment into place. With the machine supplied by Packaging Automation and our support with the funding, they were able to double their production line immediately.”

Jason Turner Specialist Account Manager | Reality Finance

Supporting a Fast-Growing Food Manufacturer

Reality Finance worked alongside Packaging Automation to support a Yorkshire-based manufacturer of specialist gluten-free and dairy-free food products. Producing over 20 million meals annually for major supermarkets and food outlets, the business was experiencing increasing demand and needed to expand its production capacity.

The Challenge

With its new factory operational and orders from leading supermarket chains continuing to grow, the manufacturer's existing production line was struggling to keep pace. The business was having to turn away new orders, limiting its potential for further growth.

To increase production, the company needed to invest in additional specialist packaging machinery. However, with cash reserves already committed to other areas of the business, an alternative funding solution was required.

The Solution

Reality Finance arranged a flexible funding solution that allowed the manufacturer to spread the cost of its investment over five years.

The funding covered an Eclipse SL4 Atmospheric Heat-Sealing Machine, together with installation, spare parts, accessories and delivery, supplied by Packaging Automation.

The new equipment was delivered and installed within weeks of the initial order, enabling the manufacturer to increase production capacity, fulfil growing customer demand and continue its business expansion.

Spread the Cost. Protect Your Cash Flow.

Investing in new equipment and business assets shouldn't put unnecessary pressure on your cash flow. With flexible asset funding from Reality Finance, you can spread the cost over manageable monthly payments while accessing the equipment your business needs to grow.

By preserving valuable working capital, you can invest in other areas of your business, manage your finances more effectively and plan for the future with confidence.

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Case Study

Helping Cre8tive Space Open Doors Through Supplier Partnerships

Cre8tive Space is a specialist commercial interiors provider, designing and delivering inspirational workspaces that help businesses and their teams reach their full potential.

We spoke with Stevette Potts, Managing Director at Cre8tive Space, about how partnering with Reality Finance to offer customers flexible funding options has "opened doors" for her business, helping make larger refurbishment projects more accessible to customers.

To demonstrate the success of the partnership, we revisited a project delivered for Arken, a provider of automated document drafting and business efficiency technology for private client law firms. One year after completion, we joined Stevette at Arken's new Cre8tive Space-designed offices to see how the refurbishment had supported the company's growth and created a workspace for its future.

Supporting Arken's Business Growth Through Flexible Funding

When growing business Arken needed to relocate to new premises, Reality Finance worked alongside its refurbishment and fit-out supplier to arrange a flexible funding solution. This enabled Arken to invest in its new workspace while preserving capital for continued business growth.

The Challenge

As a fast-growing business, Arken was looking to relocate to new premises that could accommodate its expansion plans while reflecting the company culture it wanted to create.

David Newick, Managing Director, had already identified a suitable location but needed a supplier capable of delivering a comprehensive design and fit-out solution within a very tight timeframe. The project also required careful financial planning to ensure that capital remained available for other business priorities.

The Solution

Understanding the urgency of Arken's requirements, Stevette, from the fit-out supplier, involved Jason Turner, her dedicated Account Manager at Reality Finance, at an early stage.

While the supplier worked with Arken to finalise the design, quotation and project requirements, Reality Finance managed the funding arrangements in parallel.

This collaborative approach helped ensure that funding was ready when the project was due to begin, without adding unnecessary delays to the refurbishment process.

The Benefits

By involving Reality Finance early in the process, the supplier was able to focus on delivering the project while the funding arrangements were handled in the background.

“Bringing Reality Finance in at a relatively early stage meant that while we were going through the quoting process and negotiating that package, Reality in the background were actually taking care of all the finance issues.”

For Arken, choosing to fund the refurbishment rather than paying upfront meant that valuable working capital could be directed towards activities supporting the company's growth.

“In a fast-growing business like ourselves, it's really important that we apply capital in the right places. Rather than applying that to furniture and fit-out, we were able to take a deal with Reality Finance which meant that we could invest in our business.”

David Newick Managing Director | Arken

How does our Finance work?


Speak to us and we will use our panel of lenders to find you the best monthly payment option.

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Choose the asset or service your company needs

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Speak to us and we will use our panel of lenders to find you the best monthly payment option

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We take care of the paperwork and invoicing

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Your product or service is delivered to you

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You pay for your new asset as you use it

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Why Reality Finance?


5 star service rating

Verified by Feefo

Over 30 lenders on our panel

so we can source you the best deal

Lender in our own right

Provides additional flexibility

Funding hard and soft assets

Anything you need for your business

24 years of trading

Established in 2000 and privately owned

some of our clients