Business Tax Loans

  • Not secured against personal assets
  • Top-ups or repayment holidays available
  • Instant decisions
  • Fixed monthly repayments
  • 3 - 12 month terms
  • Tax and VAT loans

Why Use a Business Tax Loan?

Using a short Loan to pay corporation tax is a cost-effective way to protect cashflow and resources. Using a finance facility spreads the cost of a tax bill and increases your companies spending power, which can allow for growth and expansion.

For this reason, tax loans are becoming increasingly popular, freeing up a business’s cashflow whilst meeting the demands of HMRC on time.

Urgent Corporation Tax Bills

Our Business Tax Loans are well-suited to covering the cost of an urgent corporation tax bill or VAT payment. We find that many small businesses spend the money set aside for these bills due to cash flow issues and so turn to a Tax Loan to fund the bill payment.

Although VAT bills typically call for a large payment each quarter, many SMEs find it easier to pay this on a monthly basis as it provides more stability to cash flow. Similarly, with corporation tax, this is a large annual payment which is easier to pay monthly over a 12 month period.

Tax Bills

What information do we require to secure you a Business Tax Loan?

  • 3 months of business bank statements
    The most recent set of management accounts, if available
    A summary of your last 12 months' revenue, broken down by month
    Full set of Accounts if established over 12 months and lodged to companies house

Depending on the amount you want to borrow, and the turnover of your business, you may be asked to supply your latest set of accounts.   Again, depending on your circumstances some Lenders may want to see at least 3 months of bank statements (so they can check you have a healthy cash flow) and also require that at least one Director resides in the UK. 

Why Reality Finance?

5 star service rating

Verified by Feefo

Over 30 lenders on our panel

so we can source you the best deal

Lender in our own right

Provides additional flexiblity

Funding hard and soft assets

Anything you need for your business

22 years of trading

Established in 2000 and privately owned

some of our clients