Business Tax Loans
- No personal assets required as security
- Flexible options: top-ups and repayment holidays available
- Consistent monthly payments with fixed terms
- Choose from 3 to 12 month repayment plans
- Align tax liabilities with monthly expenses to ease cash flow and free up capital for business growth
Why Use a Business Tax Loan?
Take Control of Your Corporation Tax Payments
Corporation tax is an essential part of running a business, but making large lump-sum payments can put a strain on your cash flow. At Reality Finance, we offer tailored Corporation Tax funding solutions to help you spread the cost of your tax liabilities, allowing you to manage your finances more effectively without disrupting your day-to-day operations.
Flexible Funding to Fit Your Business Needs
Our Corporation Tax loans are designed with flexibility in mind, offering repayment terms that suit your business’s unique financial situation. With options to spread payments over 3 to 12 months, you can maintain control of your working capital, ensuring you have the funds available to invest in growth opportunities or cover unexpected costs. We provide fast decisions, fixed monthly repayments, and no personal assets required as security.
Streamline Your Tax Payments
Avoid the stress of last-minute corporation tax payments and the potential penalties for missed deadlines. Our simple and transparent tax funding process ensures that you can meet your HMRC obligations without sacrificing cash flow. With Reality Finance, you’ll receive industry-leading rates, a high acceptance rate, and the support of a dedicated account manager to guide you every step of the way.
Urgent Corporation Tax Bills
Our Business Tax Loans are well-suited to covering the cost of an urgent corporation tax bill or VAT payment. We find that many small businesses spend the money set aside for these bills due to cash flow issues and so turn to a Tax Loan to fund the bill payment.
Although VAT bills typically call for a large payment each quarter, many SMEs find it easier to pay this on a monthly basis as it provides more stability to cash flow. Similarly, with corporation tax, this is a large annual payment which is easier to pay monthly over a 12 month period.
What information do we require to secure you a Business Tax Loan?
- 3 months of business bank statements
The most recent set of management accounts, if available
A summary of your last 12 months' revenue, broken down by month
Full set of Accounts if established over 12 months and lodged to companies house
Depending on the amount you want to borrow, and the turnover of your business, you may be asked to supply your latest set of accounts. Again, depending on your circumstances some Lenders may want to see at least 3 months of bank statements (so they can check you have a healthy cash flow) and also require that at least one Director resides in the UK.
Why Reality Finance?
5 star service rating
Verified by Feefo
Over 30 lenders on our panel
so we can source you the best deal
Lender in our own right
Provides additional flexibility
Funding hard and soft assets
Anything you need for your business
24 years of trading
Established in 2000 and privately owned