IT Finance: Total Solution Funding

  • Hardware, Software, and Perpetual licenses 
  • Fixed rates
  • Include training, installation, and delivery
  • Flexible terms and rates
  • Staged payments

IT Finance for Business

At Reality we can turn perpetual licences into a monthly finance agreement, providing you with the benefit of owning your software whilst paying over time.   In addition we can fund all IT hardware and on-premise solutions with the option to wrap in consultancy and implementation fees into a monthly plan.

Total Funding Solutions

Our IT Finance plans provide easy and flexible monthly payment solutions that allow you to spread the cost of your projects.

IT Hardware including iPads, Servers, and Thin Clients

Software being cloud-based or hosted

Perpetual licenses




Audio Visual

Video conferencing

Warranty and support

Consultancy and training

Flexible IT Finance

We can offer monthly payment terms between 1 to 5 years and can consider initial and annual SaaS licenses, renewal licenses, services, hosting, and third-party costs, either individually or as a combined project.

  • Repayment terms: 1 to 5 years
  • Deferred and seasonal payment options
  • No additional deposits
  • Fund via Leasing, Hire Purchase or specialist technology loans

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Funding options for your business needs

After understanding your business needs, we will discuss with you the best funding option.  Most commonly with Finance for IT Hardware or Software, we would offer you the following.

Hire Purchase

Hire Purchase is an ideal solution for all sizes of businesses that are keen to purchase assets but spread the payments over the working life of the asset. 

Specialist Technology Loans

From a variety of Unsecured Business Loans to Merchant Cash Advances, we can offer up to £250k to give your business a cash injection.   We work with multiple Lenders to bring you fast unsecured finance for your business

Finance Lease

Business Finance Leases are ideal for funding equipment that depreciates in value.   Simply pay for the business equipment you need via monthly or quarterly repayments, and then choose to keep or update the equipment at the end of the agreed term.

How does our IT Finance work?

Speak to us and we will use our panel of lenders to find you the best monthly payment option.


Choose your IT service plan and hardware requirements

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Speak to us and we will use our panel of lenders to find you the best monthly payment option

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We take care of the paperwork and invoicing

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Your IT Hardware and / or Service Plan is installed

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You pay for your new asset as you use it

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Why Reality Finance?

5 star service rating

Verified by Feefo

Over 30 lenders on our panel

so we can source you the best deal

Lender in our own right

Provides additional flexiblity

Funding hard and soft assets

Anything you need for your business

22 years of trading

Established in 2000 and privately owned


some of our clients