VAT Loans

Spread Your Quarterly VAT Bill
Break down your VAT payments into instalments over 3 months

We Pay HMRC Directly
So you can continue to pay us on a monthly basis

48 Hour Turn Around
Between receiving your enquiry and paying out funds

Funding for Late Submissions
We can refund your VAT bill up to 14 days after its been paid

Fast Tax & VAT Loans

VAT payments are a legal requirement, but they don’t have to create headaches for your business.

With a VAT loan from Reality Finance, you can manage your tax obligations without disrupting your cash flow.

We can have your VAT paid, directly to HMRC within 48 hours of your enquiry.

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What Do Our Customers Say?

Feefo

How does a VAT Loan Work?


Once approved, we pay the VAT directly to HMRC, and you repay the loan in monthly installments, usually over a period of 3 months. Our straightforward process ensures that you can focus on your business while we handle the financial details. With loans ranging from £5,000 to £5 million, we tailor our solutions to meet your business’s unique needs.

Why Might You Need a VAT Loan?

  • Seasonal cash flow fluctuations
  • Unexpected costs, like repairs or equipment
  • Planning for future investments
  • Managing tight cash reserves

Late VAT payments can lead to penalties, interest charges, or even investigations. By securing a VAT loan, you can avoid these issues and maintain control of your finances.

Our application process is simple and fast. You’ll need to provide documentation, including proof of identity, business address, and financial statements. In many cases, you can receive approval within 48 hours, with funds paid directly to HMRC shortly after.

Take the stress out of VAT payments. Talk to us today to find out how a VAT loan can help keep your business running smoothly.

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What Happens Next?

  • 1. Email info@realityfinance.com, call us on 01483 413859 or submit a call back request below.  Initially we will need your Limited Company Name, and how much your VAT bill is.
  • 2. We will provide you with a quote.
  • 3. If agreeable, we will continue with the application and credit checks.
  • 4. Once approved, funds can be with the HMRC or yourself within 24 hours.

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Why Reality Finance?


5 star service rating

Verified by Feefo

Over 30 lenders on our panel

so we can source you the best deal

Lender in our own right

Provides additional flexibility

Funding hard and soft assets

Anything you need for your business

24 years of trading

Established in 2000 and privately owned

some of our clients