Business Loans

No early repayment fees

Easy applications

24 turnarounds

Instant decisions on loans up to £15,000

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Our Business Loans

From a variety of Unsecured Business Loans to Merchant Cash Advances, we can offer up to £250k to give your business a cash injection. We work with multiple Lenders to bring you fast unsecured finance for your business - just talk to us about your requirements and we will hunt down the best business loan facility for you.

Flexible Business Loans

Top-ups and repayment holidays available

Early repayments

Repay in fixed monthly repayments over 6 months to 5 years

Overpay or settle at any time at no additional cost

Instant decisions on loans up to £15,000

If you choose a lending facility, then a personal guarantee is required

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Fast and Flexible

Upgrades or purchases of new machinery
Expansion and growth
One-off costs
Premises refurbishment
Asset and stock purchasing
Tax payments
Funding contracts

Who can apply for an Unsecured Business Loan?

Any company type, including sole traders

Any company age, including start-ups

Any business sector

Depending on the amount you want to borrow, and the turnover of your business, you may be asked to supply your latest set of accounts. Again, depending on your circumstances some Lenders may want to see at least 3 months of bank statements (so they can check you have a healthy cash flow) and also require that at least one Director resides in the UK.

The benefit of working with Reality Finance is we can approach the right lender on your behalf after learning more about your business, so we have no single set of requirements to progress your application.

“Reality Finance provide competitive lease rates enabling our customers to spread the cost of purchasing new equipment with our Easy Payment scheme. They are happy to talk directly with our customers and offer expert financial advice. In this difficult economic climate, we are looking to build on our relationship to make purchasing even easier for our customers.”

Mark Jackson-Nichols , Director, Loma Systems

Having Reality Finance as a partner has enabled our customers to invest in our tray sealing lines which is vital capital equipment that has enabled them to grow their businesses and improve efficiencies much quicker than if they had waited to generate the cash to pay for these assets.

We have always found the team at Reality Finance to be extremely responsive and supportive of us and our joint customers through the whole purchasing process, making it as smooth and swift as possible.

Sam Ashton , Commercial Director, Packaging Automation Ltd

How does our Finance work?

You will have one point of contact at Reality and we believe in building relationships - we won't make you fill in online forms to make your application.

Choose the asset or service your company needs