Partners & Suppliers

  • Offer monthly or split payment options 
  • Get paid upfront while your customer pays monthly
  • Fixed and flexible rates
  • Quote on the Go with our monthly payment calculator

Why Reality Finance

  • If you’re a vendor, manufacturer, or distributor we can help you drive sales by offering your customers fast and flexible monthly payment options
  • We can provide Asset Finance within the UK for all limited companies, from start-ups and small businesses through to large organisations
  • We are more than just an Asset Finance Broker, we are a principal lender in our own right; meaning additional flexibility in funding options for your customers
  • We can provide a Vendor Finance Calculator for you to easily use when quoting your customers, which means you don't have to contact us for every quote
  • We provide quick Vendor Finance, with funding decisions made within 24 hours; your business gets paid quickly
  • We are a top Asset Finance Provider, demonstrated in our consistent 5* Feefo ratings

Funding All Business Assets

We offer finance terms on most business assets and equipment.   

  • Software, licenses and services
  • Office equipment
  • Construction machinery
  • Manufacturing equipment
  • All IT hardware
  • Any hard asset

Request a call back

How does our Vendor Finance work?

You get paid upfront, whilst your customers pay monthly.


Use our Calculator to generate monthly option and present alongside your usual quote

steps icon


Customer chooses to pay monthly

steps icon


Reality underwrite facility and produce formal documents

steps icon


Customer signs e-Docs

steps icon


You deliver your customer solution

steps icon


You get paid upfront whilst your customer pays monthly

steps icon

Who can we support?

We offer finance facilities for Limited Companies of any shape or size.  If your customer is a Consumer, Sole Trader, or Partnership it is a legal requirement that you are authorised and regulated by the Financial Conduct Authority before we can offer a Lending facility. For more information please visit the FCA Website.

Who takes up Finance?

Most business's use Finance in one form or another when it comes to using software or mobile phones and financing other types equipment, software and/or services is no different.

Finance provides business's of any shape or size with the opportunity to invest in the equipment they need whilst keeping their cash reserves and maintaining a healthy balance sheet.

Quote on the Go with our Monthly Payment Calculator

Include a monthly payment option in ALL your customers' quotations

Tailored with your pre-agreed, competitive rates, and uniquely branded with your company logo, the calculator does all the number crunching for you. You can calculate monthly rentals based on a total invoice value or calculate an invoice value based on monthly rentals.

Available both online and on mobile devices (iOS & Android), the Vendor Finance Calculator can be used anywhere and at any time, adding significant value to your business, saving you valuable time, and helping you close more business.


Calculator Demo

Case Study | Packaging Automation


Jason Turner, specialist Account Manager at Reality Finance arranged the finance on behalf of the company:

“Our customer needed to increase production quickly and we were keen to support them with getting the required kit into place. With the Packaging Automation supplied machine and our support with the funding, they were able to double their production line immediately”.

Supporting a Fast-Growing Food Manufacturer

Reality Finance have recently worked with Packaging Automation to support a Yorkshire-based manufacturer of specialist gluten and dairy-free food products. This company was producing over 20 million meals a year for major supermarkets and food outlets and was in demand to produce more of their product.


With the new factory set up and running, and with the brand growing, orders from leading supermarket chains continued to increase. The production line was struggling to keep up with the demand, with the company having to turn away new orders, stopping the business from growing further.

The company recognized that to increase its production volume, it would need to invest in specialist machinery including an additional packaging and production line – a significant capital investment.   With immediate cash reserves allocated to other areas of the business, the company needed an alternative method of funding its new equipment.


Reality Finance was able to put together a monthly payment solution, enabling the company to spread the cost of its investment over a 5-year period. The purchase was an Eclipse SL4 Atmospheric Heat-Sealing Machine Installation as well as spare parts, accessories, and delivery, supplied by Packaging Automation.

This new equipment was delivered and installed within weeks of the initial order, meaning the manufacturer could increase their production and meet the demands of their suppliers.

Request a call back

Case Study

Cre8tive Space is a specialist commercial interior solutions provider. They design and build inspirational workspaces, creating environments that allow their customers and their teams to work to their full potential. We spoke to Stevette Potts, Managing Director at Cre8tive Space, about how Partnering with Reality Finance to offer their customers a finance option has "opened doors" for her business.

To highlight our Partnership success, we looked at an example of a project for Arken, providers of automated document drafting and business efficiency technology solutions for private client legal firms. A year since completion, we visited Arken's new Cre8tive-Space-designed office with Stevette to observe the impact the project has had on business success.




Cre8tive Space



As a growing business, Arken was looking to "change the business up" and expand into new premises. David Newick, Managing Director, was tasked with ensuring their new location would cater to their planned growth and also reflect the company culture he was trying to achieve.

Having already found a location, David needed a Supplier that could deliver a comprehensive design and fit-out solution within his "very compressed time-frame".


Through initial conversations with David, Stevette understood the urgency of his requirements for Arken. Given the specific nature of the situation, she quickly enlisted help from Jason Turner, her Account Manager at Reality Finance, to begin potentially getting the finance in place for the project.


Stevette knew that "bringing Reality Finance in at a relatively early stage meant that while we were going through the quoting process, and negotiating that package, Reality in the background were actually taking care of all the finance issues without us really having to be concerned with that until the day we were told that the finance was in place and we could start our project."

Arken didn't need to take out the finance to complete the project, but David explained that "when you look at financing you've got to consider the state of your own business and in a fast-growing business like ourselves its really important that we apply capital in the right places. So rather than applying that to furniture and fit-out, we were able to take a deal with Reality Finance which meant that we could invest in our business the things that are creating really fast growth."

Request a call back

Why Reality Finance?

5 star service rating

Verified by Feefo

Over 30 lenders on our panel

so we can source you the best deal

Lender in our own right

Provides additional flexiblity

Funding hard and soft assets

Anything you need for your business

22 years of trading

Established in 2000 and privately owned


some of our clients